Momo

The Japanese way to stop overspending

Momo is a cute budget app built on kakeibo. Always know what’s left to spend today.

Coming soon on the App StoreFree for 7 days · iPhone, iPad and Mac

Hey there! How are you?

Your money, at a glance

The month as a ring: spent, planned and left
Momo and the money left for today
A chat with Momo, answering with a small chart

Easy to start. Easy to keep.

Ask Momo

Answers and charts in seconds, right on your phone.

Snap receipts

Every line read and sorted for you.

Grow your goals

Watch your savings fill up, month by month.

Budget together

Share with your partner or family. No server.

Bills on autopilot

Rent and subscriptions, counted in every month.

A friend who cheers you on

Momo celebrates every win with you.

Your money stays private

No account. No ads. No tracking. Everything stays on your devices.

  • Works offline
  • On-device AI
  • Face ID lock
  • No sign-up

Try Momo free for 7 days

Then US$9.99 a year for everything. Cancel anytime.

Coming soon on the App Store

Prices vary by country and are shown in the App Store.

Questions

What is kakeibo?

The Japanese household account book, kept since 1904: plan the month, write down what you spend, look back. Simple, and it works.

Do I need an account?

No. No email, no password. Install Momo and start.

Does it work on iPad and Mac?

Yes. One subscription covers all your devices, and they sync directly with each other.

Can I use my own currency?

Yes: dollars, euros, yen and over 60 more.